It has always been my goal to build a personal relationship with my clients that makes them feel they are both respected and heard. I want to share with them my knowledge, transparency and that I am here to serve them. My clients are like family to me. I started in this business years ago with the intent to build meaningful and lasting relationships with my clients and that is how it will always be.
Buying a home is a big step, and we make it easy for you. We help you find the right mortgage with low rates and favorable terms. Whether you're a first-time buyer or moving to a new home, we're here to guide you every step of the way.
Looking for lower monthly payments or a better interest rate? Refinancing your mortgage can help you reduce costs, shorten your loan term, or access cash from your home equity. We make the process simple and stress-free.
We offer a range of mortgage options to fit your unique needs, whether you're buying your first home, refinancing, or need a specialized loan for your dream property. Whatever your situation, we have the perfect solution for you.
Getting a new mortgage to replace the original is called refinancing. This process allows the borrower an opportunity to obtain a different interest term and/or rate. The first loan is paid off, then the newly refinanced loan goes into effect.
It is common for people to refinance when they have equity in their home, which is the difference between the amount owed on their mortgage and the appraised value of the home. In that situation, the borrower has an option to “cash-out” (hence the term cash-out refinance) the value of their home equity allowing them to remodel their home, consolidate debt, pay for college, or other expenses.
Helping people secure the best mortgage options to open the doors to their dream homes.
Senectus tristique lacus litora placerat sollicitudin penatibus quis. Inceptos consequat habitasse praesent ipsum ante quisque integer pellentesque taciti fermentum. Luctus ex sapien consectetur venenatis mus.
Tangerang, Indonesia
Primis aliquam praesent pulvinar metus mus magnis placerat vehicula enim.
Surabaya, Indonesia
Primis aliquam praesent pulvinar metus mus magnis placerat vehicula enim.
Semarang, Indonesia
Primis aliquam praesent pulvinar metus mus magnis placerat vehicula enim.
Tangerang, Indonesia
Primis aliquam praesent pulvinar metus mus magnis placerat vehicula enim.
Personalized support to help you make informed decisions.
Get the best rates and terms for your mortgage.
Guiding you every step of the way to ensure a smooth and successful mortgage journey.
A dedicated loan concierge to provide personalized support and ensure a seamless mortgage experience.
Michael was really helpful in the whole process and help me get a loan. He when above and beyond to help me with the whole process. I do recommend Michael for your loan needs.
I am thankful that I found Michael through a referral. Michael and Jenni are a great team - thorough, detail oriented, and knowledgeable. They addressed all my questions and concerns throughout the process. Very responsive and explained the details to help me better understand everything. The trust established gave me the ease that I was working with a great team. Very trustworthy and I would definitely work with them again for any mortgage related finances. Thanks Michael and Jenni for your help!
I’ve used Michael twice now for refinancing rates and equity withdrawals, both times he has proven that the stigma around finance people being shady and sharks is false!!!! His wife Jenni and himself were never too busy or unreachable throughout all steps of both loans, they had every answer I needed and troubleshot all my issues when I know they didn’t have to. They have helped myself and multiple close family friends and all reviews come as highly recommended. I will use Michael forever as long as he is in the game! Without a doubt reliable and trustworthy which is hard to find these days.
(916) 693-4170